A good first step is to assess whether your debt-to-income ratio fits into loan program guidelines. Prequalifying also provides an estimate of how much you may be able to borrow.
Getting prequalified doesn’t require a commitment from you or the bank. It isn’t a true application and your credit history doesn’t factor into your pre-qualification. You should be aware that when you apply for a mortgage, your credit score will affect your ability to qualify. If you have concerns about your credit history, talk to one of our mortgage loan originators now to find out what options might be available to you.
You can prequalify by filling out the form on this page or by talking to one of our mortgage loan originators.